Our goal is to connect families to affordable, convenient housing through our Home Ownership Program.
Home Ownership Program – We offer owner financing on properties to open the opportunity of home ownership to more families. Since we do not check credit, we base the loans off of down payment, income verification, employment history, references, and more. If you are looking for a home but do not have great credit, do not want to work with banks, and want someone to walk you through the home ownership process, our company is the right choice for you. With just a fraction of the paperwork, you can become a homeowner in as little as two weeks.
Homes for Sale:
We do not have any homes for sale at this time.
How much is normally required as a down payment using your Home Ownership Program?
Typically, we require around 20% of the sales price of the property. For example, on a $100,000 home that would be $20,000 or for a $200,000 home that would be $40,000. In certain situations, we can accept less. If you have a reasonable down payment and you are a dedicated buyer, please reach out to see if we can help you become a homeowner.
Can I wrap up the closing costs into the loan?
Yes. We allow for the closing costs to be wrapped into the total financed amount in order to minimize the buyers from paying additional fees at closing.
Can I make improvements to the home after closing?
Yes! You are allowed to make the home yours after the purchase is complete since you actually own the home.
Will you rent to own without any down payment?
Unfortunately, we do not offer that option at this time. We offer leases with the option to buy but those require a down payment, as well. The down payment for that option is typically lower than seller financing. The average down payment for this option is 10%.